Despite what ING and others might suggest, the idea that we each carry around our own unique "Number" that will guarantee a comfortable retirement is ridiculous. Instead of focusing on the size of your nest egg, focus on the annual income you'll need to fund your retirement. That number will be a lot more meaningful.
Phil Fragasso explains the dramatic difference between investment advisors who are held to a fiduciary standard and brokers who are held to a suitability standard. See Phil's Hard Working Money website and pick up his book, "Your Nest Egg Game Plan," for more investing insights.
Phil Fragasso, author of "Your Nest Egg Game Plan," explains that beating the S&P 500 is no different than beating LeBron James one-on-one. There's a hard way and an easy way. Learn more at the Hard Working Money website.
Phil Fragasso, author of "Your Nest Egg Game Plan," explains that the retirement and investing calculators you find all over the web are designed to sell products not help you build a successful investment strategy. Our test subject, the imaginary Christie Brinkley, learns this the hard way. Learn more at Phil's Hard Working Money website
Phil Fragasso, author of "Your Nest Egg Game Plan," explains that everything you need to know about investing you learned in grade school. Ignore what Franklin Templeton preaches about diversification -- use the animal-vegetable-min eral strategy to build a successful portfolio. Learn more at Phil's Hard Working Money website.
Phil Fragasso, author of "Your Nest Egg Game Plan," explains that constructing a well-balanced investment portfolio is just like eating a well-balanced diet. Learn more at Phil's Hard Working Money website.
![The Financial Advisor\](http://i.ytimg.com/vi/tCwJ47m3YoU/2.jpg "The Financial Advisor\")
